Automated Valuation Model

AVM & Insured AVM Services

 
 
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  May 1, 2004

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An increasing number of lenders are using AVMs to get unbiased subject property valuations for mortgage loans in 30 seconds or less. Add risk management to the valuation process and you have an unbiased, 30-second, Warranted AVM that moves the mortgage loan faster than ever to closing.


As you know, determining the collateral value of the subject property is a key component of the mortgage loan underwriting process. The accuracy of the valuation is essential for the lender to property assess the collateral property pledged as security for the mortgage loan and for determining the loan-to-value ratio. Inaccurate valuations can cause lenders to lose alarming amounts of both investment money and time.


The Automated Valuation Model ( AVM ) is a technology-driven product developed to provide unbiased residential property valuations in a cost efficient and timely manner. The AVM system takes the speed and economy of the AVM a step further: It includes a warranty backed by an Errors & Omissions insurance policy that manages the lender's risk against possible valuation inaccuracies.

The fusion of risk management, speed, economy, and unbiased valuation complements any Lenders' business by aiding their competitive edge in an increasingly uneven playing field.
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